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Terms of Use

Overview

The following are the terms of an agreement between you and FIHeroes.com. By accessing or using this Web site, you acknowledge that you have read, understand, and agree to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, please do not use this Web site.

FIHeroes.com may, without notice to you, at any time, revise these Terms of Use and any other information contained in this Web site. FIHeroes.com may also make improvements or changes in the products, services, or programs described in this site at any time without notice.

General

FIHeroes.com grants you a non-exclusive, non-transferable, limited permission to access and display the Web pages within this site as a customer or potential customer of FIHeroes.com provided you comply with these Terms of Use, and all copyright, trademark, and other proprietary notices remain intact.

FIHeroes.com does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another Web site or in any other media. Any software and other materials that are made available for downloading, access, or other use from this site with their own license terms will be governed by such terms, conditions, and notices.

Your failure to comply with such terms or any of the terms on this site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession, custody or control.

Disclaimer

The views expressed on FIHeroes.com are for entertainment purposes only. The authors of FIHeroes.com are not financial or investment professionals and are only providing examples of what they have done in their own lives. The information provided should not be considered to be personal investment guidance. Any action you choose to take based on the information you read on FIHeroes.com is at your sole discretion and FIHeroes.com or the authors will not be held accountable or liable in anyway. Before making any investment or financial decisions it is always suggested that you consult a professional, which we clearly are not.

From time to time, this Web site may contain technical inaccuracies or typographical errors, and we do not warrant the accuracy of any posted information. Please confirm you are using the most up-to-date pages on this Web site, and confirm the accuracy and completeness of information before using it to make decisions relating to services, products, or other matters described in this Web site. As always, it is suggested that you perform your own research and consult a professional before making any life changing decisions including financial, home, career or other.

If any term in this Terms of Use is found by competent judicial authority to be unenforceable in any respect, the validity of the remainder of this Terms of Use will be unaffected, provided that such unenforceability does not materially affect the parties’ rights under this Terms of Use.

Affiliates 

FIHeroes.com is a participant in several affiliate advertising programs and the site may contain affiliate links. These advertising programs are designed to provide a means for sites to earn advertising fees by advertising and linking to these companies. The owners of this website may receive a commission for affiliate link clicks and/or the sale of products that have links. This does not cost you anything but does help FIHeroes.com to keep this site up and running.

FIHeroes.com is a participant in the following affiliate advertising programs:

Business relationships

This Web site may provide links or references to non-FIHeroes.com Web sites and resources. FIHeroes.com makes no representations, warranties, or other commitments or endorsements whatsoever about any non-FIHeroes.com Web sites or third-party resources that may be referenced, accessible from, or linked to any FIHeroes.com site.

In addition, FIHeroes.com is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from a FIHeroes.com site. When you access a non-FIHeroes.com Web site, even one that may contain the FIHeroes.com-logo, please understand that it is independent from FIHeroes.com and that FIHeroes.com does not control the content on that Web site. It is up to you to take precautions to protect yourself from viruses, worms, Trojan horses, and other potentially destructive programs, and to protect your information.

 

Confidential information

FIHeroes.com does not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to FIHeroes.com will be deemed as NOT confidential. By sending FIHeroes.com any information or material, you grant FIHeroes.com an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information.

You also agree that FIHeroes.com is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to FIHeroes.com for the purpose of receiving products or services will be handled in accordance with our privacy policies. Please see the page entitled “Privacy Policy”.

 

DISCLAIMER OF WARRANTY

Use of this site is at your sole risk. All materials, information, products, software, programs, and services are provided “as is,” with no warranties or guarantees whatsoever. FIHeroes.com expressly disclaims to the fullest extent permitted by law all express, implied, statutory, and other warranties, guarantees, or representations, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary and intellectual property rights. Without limitation, FIHeroes.com makes no warranty or guarantee that this web site will be uninterrupted, timely, secure, or error-free.

You understand and agree that if you download or otherwise obtain materials, information, products, software, programs, or services from this web site, you do so at your own discretion and risk and that you will be solely responsible for any damages that may result, including loss of data or damage to your computer system. Some jurisdictions do not allow the exclusion of warranties, so the above exclusions may not apply to you.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, in no event will FIHeroes.com  be liable to any party for any direct, indirect, incidental, special, exemplary or consequential damages of any type whatsoever related to or arising from this web site or any use of this web site, or of any site or resource linked to, referenced, or accessed through this web site, or for the use or downloading of, or access to, any materials, information, products, or services, including, without limitation, any lost profits, business interruption, lost savings or loss of programs or other data, even if FIHeroes.com is expressly advised of the possibility of such damages. This exclusion and waiver of liability applies to all causes of action, whether based on contract, warranty, tort, or any other legal theories.

Last Updated: December 5, 2017

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